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Home Loans

 

Your home buying journey begins here.  Explore a variety of mortgage products with

the benefit of local decision making and competitive rates.


Our Mortgage Loans

Find the right home loan option based on downpayment, loan terms and other circumstances


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Conventional Mortgage Loan

Monthly principal and interest payments repaid over an agreed upon term with a fixed rate.

Federal Housing Administration(FHA) Loan

Federal Housing Administration insured loan that offers more flexibility and with less stringent qualifications.

Refinance

Lower your interest rate and payment or convert home equity into cash.

Construction Loan

Offered to buyers with plans to build. Make interest-only payments until construction is complete.

VA Loan

Offered to eligible veterans with no down payment or mortgage insurance requirements. Guaranteed by the U.S. Department of Veterans Affairs.

USDA Loan

Loans for homes in rural areas as defined by the U.S. Department of Agriculture. USDA loans typically do not require a down payment and offer fixed rates.

Adjustable Rate Mortgage(ARM) Loan

Variable interest rate that may increase or decrease as market conditions fluctuate. ARM loans typically have a lower introductory rate.

Reverse Mortgage

A special type loan that helps homeowners convert the equity in their home to cash.


Home Loan Servicing Customers

 

Headquarters

Magnolia Bank
651 W. Dixie Ave.
Elizabethtown KY  42701
 

Mortgage Operations

Magnolia Bank
637 South Lincoln Blvd
Hodgenville KY  42748
270.283.4317 (phone)

NMLS  423028    |     EQUAL HOUSING LENDER     |     MEMBER FDIC

Copyright 2019 Magnolia Bank.  All Rights Reserved.

 

Privacy Policy     Website Privacy Policy     California Consumer Privacy Notice

New Applicants

For questions about a mortgage application currently in process, please reach out to your Mortgage Loan Officer.  If you are not sure who your Mortgage Loan Officer is, please email our Mortgage Help Desk at mortgagehelpdesk@magnoliabank.com.


Home Loan Servicing Customers

For questions about the servicing of your loan, including payments and escrow accounts, please call 833.349.1752 or email customercare@mortgagefamily.com

 

Customer Feedback

For complaints or to provide feedback, please email complaints@magnoliabank.com.


Magnolia Bank Retail Banking Customers

For questions related to your bank account, CD, debit card, or non-mortgage loan, please visit our online banking website, or email customerservice@magnoliabank.com.

 

Headquarters

Magnolia Bank
651 W. Dixie Ave.
Elizabethtown KY  42701
 

Mortgage Operations

Magnolia Bank
637 South Lincoln Blvd
Hodgenville KY  42748
270.283.4317 (phone)

NMLS  423028    |     EQUAL HOUSING LENDER     |     MEMBER FDIC

Copyright 2019 Magnolia Bank.  All Rights Reserved.

 

Privacy Policy     Website Privacy Policy     California Consumer Privacy Notice